At Zia Ul Ummah Foundation (ZUF), we are committed to lifting people out of poverty. We have 100% ZAKAT policy and with that we help underprivileged children secure a brighter future through high quality secular and Islamic education. Alhamdulillah, we provide FREE education to almost 30,000 students (boys & girls) across 200 schools and colleges in Pakistan. Our institutions provide children with the opportunity to memorise the Holy Qur’an and undertake religious study, alongside contemporary subjects from secondary schooling to under graduate (BSC – MA).
This Ramadan, with your help, the ZUF team want to sponsor 1,000 more students, both boys and girls, to become scholars and Hifz of the Quran.
Our work and team have grown in the past few years to reach out to needy people. Therefore, this Ramadan, we are also aiming to feed over 5,000 needy people. If you are unable to fast during Ramadan, then you can make up for it by the way of Sunnah, by donating to feed the poor near our schools with your fidya or kaffarah.
Zakat is the Arabic word for charity that Muslims must give during the month of Ramadan. Muslims are obligated to give 2.5% of their total annual savings in charity each year, provide those savings exceed the value of 87.5 grams of gold or 612 grams of silver. This minimum threshold for Zakat is known as Nisab in Arabic.
Zakat is exempted on live-in property, on mortgage loans, and on assets. It is only applicable to one’s savings. Business owners are also required under Shariah to pay Zakat on profits and stocks.
Zakat is one of the five pillars of Islam, and it’s significance is established in the following Quranic verse:
“Take from their money a charity to cleanse them and purify them” – 9:103.
Every adult, mentally stable, free and financially able Muslim must pay Zakat to support a certain category of people. These people are identified in a Quranic verse as follows:
“The alms are only for the poor and the needy, and those who collect them, and those whose hearts are to be reconciled, and to free the captives and the debtors, and for the cause of Allah, and (for) the wayfarers; a duty imposed by Allah. Allah is knower, Wise.” – 9:60
|+ Bank Saving (Use lowest amount held for 1 year)|
|+ Gold & Silver (Monetary value)|
|+ Money owed to you (Deposits, loans you made)|
|+ Resale value of shares, stocks, bonds, etc.|
|+ Total £|
|2.5% of Zakat £|
Zakat-ul Fitr is given towards the end of Ramadan in the form of a single meal to a needy person before the Eid prayers. Every member of a household, including children and the elderly, is required to pay Zakat-ul Fitr, which is offered as an act of gratitude towards Allah.
The Prophet Muhammad said of Zakat-ul Fitr, “The fasting of the month of fasting will be hanging between earth and heavens and it will not be raised up to the Divine Presence without paying the Zakat-ul Fitr.”
Fitrana is £4 for each person in your household
Iftar is the opening of the fast with a meal at sunset during Ramadan. Muslims worldwide arrange for iftar for others, whether friends and family or the poor and needy, during Ramadan.
“He who gives iftar to another fasting person shall earn reward equivalent to a fasting man without detracting from the reward of the latter.” [Tirmidhi]
It is common for more well-of Muslims to feed fasting people in mass gatherings in poor areas as a way of charity.
A financially able person unable to fast during Ramadan due to sickness or old age should provide a poor person two daily meals, or enough money for two meals, for each fast missed. This known as fidya.
The importance of fidya is established in the following saying, attributed to Imam Daraqutni and Imam Bayhaqi, two eminent Muslim scholars and Hadith collectors: “When a person is unable to fast because of ill health or old age, they are required to pay fidya if they have the means. Fidya is used to feed a person in need two meals for each day of fasting that is missed.”
Fidya is £4 for every fast missed, or £120 for the whole month
Anyone breaking or missing a fast without a valid reason should pay for or feed a poor person two meals a day for up to two months, or provide 60 poor persons with two meals on one day. Alternatively, the invalid fast can be made up for by 60 consecutively days of fasting. This is known as Kaffarah.
If opting to fast consecutively for 60 days, Kaffarah can be rendered invalid if a single day is omitted during the 60-day period for any reason (except the monthly menstrual cycle for women).